The average premium for single coverage has grown 22% since 2018, the same as the growth in the average premium for family coverage over the same period.The average premiums for covered workers with single and family coverage are each 7% higher than the average premiums from last year.The average premium for family coverage is higher for covered workers at private not-for-profit firms than average annual premiums for covered workers at other types of firms and. The average premium for single coverage is relatively low for covered workers at private for-profit firms and relatively high for covered workers at private not-for profit firms.The average premiums for covered workers at firms with a relatively large share of older workers (firms where at least 35% of the workers are age 50 or older) are higher than the average premium for covered workers at firms with smaller shares of older workers for single coverage ($8,790 vs. $8,112) and for family coverage ($24,700 vs. $23,304) and. ![]() The average family premium for covered workers at firms with a relatively large share of lower-wage workers (firms where at least 35% of the workers earn $31,000 annually or less) is lower than the average premium for covered workers at firms with smaller shares of lower-wage workers for family coverage ($21,902 vs. $24,151).The average premium for covered workers with family coverage is relatively higher in the Northeast and relatively lower in the West. The average premium for covered workers with single coverage is relatively higher in the Northeast and relatively lower in the South.The average premiums for covered workers in PPOs are higher than the overall average premiums for both single coverage ($8,906 vs. $8,435) and family coverage ($25,228 vs. $23,968). The average annual premiums for covered workers in HDHP/SOs are lower than the average premiums for coverage overall for both single coverage ($7,753 vs. $8,435) and family coverage ($22,344 vs. $23,968).The average annual premium for family coverage for covered workers at small firms ($23,621) is similar to the average premium for covered workers at large firms ($24,104). ![]() ![]()
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